Break Free. Get Clear. Live the Life You Love.

Join our growing movement of homeowners who are transforming their personal & financial future with the Free & Clear framework - starting with our

Free & Clear 30-Day Challenge.

Created by Jon Mykala, 32-year mortgage veteran & host of the Free & Clear Podcast.

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Check any statements that feel true for you right now

I lack clarity about money, income, and wealth.

I feel tired and have no energy to improve my situation.

I’m sick of struggling and feeling stuck.

I don’t have enough time.

I don’t have enough money.

I’ve been taken advantage of by others.

Others have failed me.

I’ve made so many mistakes in the past.

I’m disappointed with my choices.

I’m not where I should be in life.

I’m not as far along as I thought I’d be.

I’m underperforming compared to my ability and potential.

I have no or lost confidence in myself.

I believe I can’t make enough money.

I feel I have no control over my finances.

I don’t have the mental space to think about money and wealth.

I don’t feel safe financially.

I’m scared or even terrified of the future.

I’m angry with myself for not knowing how or what to do.

I compare myself to others and sometimes feel envious.

I feel shame about my financial situation.

I believe others are disappointed in me.

I don’t feel worthy or deserving of income, money, or wealth.

I don’t know what to do or what the next step is.

I believe I don’t have enough value, skills, knowledge, or experience.

I’m afraid of being judged or criticized for doing what I want to do or being who I want to be.

I feel untrainable.

I feel unemployable.

I struggle with self-doubt.

I don’t believe in myself.

I’m indecisive about what to do next.

I feel overwhelmed with responsibilities, obligations, bills, and expenses.

I’m afraid of making the wrong decisions.

I believe money is hard to make.

I believe my health prevents me from earning more.

I believe money is scarce.

I fear I could lose money at any moment.

I believe money is evil or that wanting it makes me greedy.

I believe money is easy for others, but not for me.

I feel lost when it comes to finances.

I get distracted by thoughts of “easy money.”

I feel guilty or sad about making money.

I fear making money will cause me to lose family or friends or leave people behind.

I believe I’m too old or too young to succeed financially.

I fear failing if I try to make more money.

I believe if I don’t have money, income, or wealth, I won’t be accepted, approved of, or loved.

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