You’re planning to buy a home and want to be ready.

Break Free. Get Clear. Live the Life You Love.

Join our growing movement of homeowners who are transforming their personal & financial future with the Free & Clear framework - starting with our

Free & Clear 30-Day Challenge.

Created by Jon Mykala, 32-year mortgage veteran & host of the Free & Clear Podcast.

You’re ready to buy a home… but there are still so many unanswered questions

You’re not alone.

Prices still feel high. Homes you actually want, seem hard to find. And trying to make sense of loan options can feel overwhelming, even confusing.

Here’s the good news — there’s a smarter, simpler way forward.

I’ll walk you through a clear 3-step system that helps you understand exactly what’s possible, identify hidden opportunities, and uncover new ways to make the home you really want possible.

Your 3-Step Game Plan to Finding & Affording the Home You Actually Want in 2025-2026

Discover the simple, proven strategy smart buyers are using right now to find homes they actually want — even in a high-rate, low-inventory market, without sacrificing their standards or financial peace of mind.

Inside this FREE, 3 Step Plan, you’ll learn how to:

Cut through confusion and get crystal clear on what’s really happening in the real estate market behind the scenes so that you can find hidden opportunities
Spot overlooked properties and lending options others miss
Build a confident, realistic plan that keeps your financial foundation strong long after the closing
An under the radar purchase agreement hack that can help drop your initial mortgage rate by as much as 2%

It’s the same framework that’s helped countless homebuyers stop second-guessing, start seeing clearly, and finally take control of their homebuying journey.

PLUS — Get This Exclusive Bonus Report:

“How to Buy a Home Without Wrecking Your Financial Future”

I wrote this special guide to help you buy a home, without sacrificing your financial future. Because your home should complement and help fulfill your life, not add pressure and anxiety to it.

“This made the whole process finally make sense. I went from stressed to confident in one evening.”

— Rachel, First-Time Buyer

About the Founder:

Created by Jon Mykala — 30+ years of mortgage banking experience, investor, certified money mindset coach and host of the Free & Clear Podcast.

Helping everyday buyers make smart financial moves that lead to confidence, clarity, and the home they truly want.

Plus — Wait Until You See What Else Is In Here…

How to rethink affordability so you can reach for the home you actually want — not just the one a calculator or Chat GPT says you can afford.
The #1 mistake that quietly costs buyers thousands in today’s market (and how to avoid it), without jeopardizing your financial future.
How to avoid unexpected and shocking costs AFTER the closing, that blindside many buyers and keep them financially stuck
Why “I missed the window” or “the timing isn’t right” are myths that hold most people hostage.
A simple mindset shift (drawn from my Be Free & Clear system) that replaces uncertainty with clarity — and puts you in control of your next move.